We are Outbrain.

We’re one of the world’s largest content recommendation platforms, delighting audiences with engaging, personalized content recommendations while serving as the primary engagement partner and platform for the world’s top digital media companies. 

As a Credit Analyst within Outbrain, you will play a crucial role in assessing and evaluating the creditworthiness of individuals, businesses, and organizations across the globe. You will analyze financial data, review credit histories, and make informed decisions to determine the level of risk associated with extending credit. Your expertise will help ensure that Outbrain’s practices are prudent and aligned with established policies and guidelines.

This role has a direct reporting line to Head of Credit and Collections, based in London.

 A day in the life

Financial Analysis:

• Collect and review financial statements, tax returns, and other relevant documents to evaluate creditworthiness.
• Analyze financial data to assess the financial health, cash flow, profitability, and risk profile of applicants.
• Identify trends, patterns, and potential risks in financial statements to determine creditworthiness.

Credit Evaluation:

• Assess creditworthiness by evaluating credit scores, credit reports, and credit histories of individuals or businesses (using Salesforce and NetSuite).
• Assist in setting credit limits for new and existing customers.

Risk Assessment:

• Conduct risk assessments and evaluate the probability of default and potential losses.
• Monitor and analyze credit portfolios to identify early warning signs of potential delinquencies or defaults.

Credit Policy Adherence:

• Ensure compliance with internal credit policies, procedures, and regulatory guidelines.
• Participate in the development and implementation of credit policies and guidelines.
• Stay updated on industry trends, regulations, and best practices related to credit analysis and risk management.

Communication and Reporting:

• Prepare detailed credit reports and recommendations based on analysis and findings.
• Communicate credit decisions and provide explanations to internal stakeholders

Others:

• • Assist with Collections portfolio if needed
  • Assist with audit requests
  • Ad-hoc projects as needed

What you’ll bring

• Previous experience as a credit analyst or in a similar role within a financial institution
• Good understanding of financial statements, accounting principles, and financial analysis techniques
• Knowledge of credit risk assessment methodologies and credit scoring models
• Ability to adjust priorities quickly under pressure to meet deadlines in a fast paced environment
• Flexibility within a constantly changing environment
• Exceptional interpersonal skills
• Strong written and verbal communication skills for preparing reports and interacting with key stakeholders
• Ability to cooperate and collaborate effectively with team members
• Effective communication skills
• Proactive attitude – ability to take initiative to get things done
• Possess strong Microsoft Excel and IT skills
• Be motivated with an eye for process improvement
• Experience of working with advertising/marketing agencies would be preferable
• Experience of working with Salesforce would be a plus

More than snacks!

• Office and home hybrid working
• Expand your toolbox with our mentorship program and internal learning tools
• Happy hours
• …and of course a fully stocked kitchen!

We Recommend #LifeAtOutbrain

Our company culture is welcoming, dynamic, diverse, global, and built on top performance.

Did you know "trust" is one of our core values? We apply this value to our day-to-day by working collaboratively on a global scale. With managers and teammates often sitting in other countries and time zones, we value communication, patience, and open-mindedness to all cultural backgrounds. We encourage all ideas, and everyone gets a seat at the table!

Our team is made up of individuals who are approachable, resourceful, passionate, and proactive. We foster a sense of belonging through our  Employee Resource Groups –employee-led groups in which we debate topics and drive change. From OB Green (environmental), OB WE (women empowerment), OB Good (charitable initiatives) to OB4E (diversity, equity, and inclusion), you’ll be able to share your passions with likeminded people.

Dive into the Outbrain experience via our Instagram account! 

Hungry for more? Have a closer look at #LifeAtOutbrain exploring our company manifesto, Youtube channel , Outbrain Culture blog and social media channels Facebook, Instagram and LinkedIn.